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INTERNATIONAL JOURNAL OF MANAGEMENT AND SOCIAL SCIENCE RESEARCH REVIEW (IJMSRR) (www.ijmsrr.com) Bangalore-560083, INDIA. |
| Print ISSN: 2349-6738 Online ISSN: 2349-6746 IMPACT FACTOR: 7.358 | |
| CERTIFICATE OF PUBLICATION | |
| This is to Certify that Mr./Mrs./Ms./Dr. Bhavya U.P, Dr.Vinayak M Bhandari has published research paper in " International Journal of Management And Social Science Research Review (IJMSRR) peer reviewed and refereed journal, Volume- 12, Issue- 7, July 2025, pp. 34-53." | |
| Paper Title:- " BEHAVIORAL FINANCE IN CONSUMER LENDING: A SYSTEMATIC REVIEW OF DIGITAL BORROWING PRACTICES IN INDIAN NBFCS. " | |
 Chief Editor |  Managing Editor |